How to Prevent Phishing Scams
Robert Siciliano Identity Theft Expert
Recent reports abound of consumers email account being phished and American and Egyptian authorities arresting dozens of people in an online fraud crackdown for phishing scams. Its time to revisit the fundamentals of how to prevent phishing. Nobody can do this better than the Anti Phishing Work Group
Phishing is a criminal mechanism employing both social engineering and technical subterfuge to steal consumers’ personal identity data and financial account credentials. Social‐engineering schemes use spoofed e‐mails purporting to be from legitimate businesses and agencies to lead consumers to counterfeit websites designed to trick recipients into divulging financial data such as usernames and passwords. Technical‐subterfuge schemes plant crimeware onto PCs to steal credentials directly, often using systems to intercept consumers online account user names and passwords ‐ and to corrupt local navigational infrastructures to misdirect consumers to counterfeit websites (or authentic websites through phisher‐controlled proxies used to monitor and intercept consumers’ keystrokes).
How to Avoid Phishing Scams
|The number and sophistication of phishing scams sent out to consumers is continuing to increase dramatically. While online banking and e-commerce is very safe, as a general rule you should be careful about giving out your personal financial information over the Internet. The Anti-Phishing Working Group has compiled a list of recommendations below that you can use to avoid becoming a victim of these scams.
In addition you must:1. Get a credit freeze. Go online now and search “credit freeze” or “security freeze” and go to consumersunion.org and follow the steps for the state you live in. This is an absolutely necessary tool to secure your credit. In most cases it prevents new accounts from being opened in your name. This makes the SSN useless to the thief.
2. Invest in Intelius Identity Theft Prevention and Protection. While not all forms of identity theft can be prevented, you can effectively manage your personal identifying information by knowing what’s buzzing out there in regards to YOU.
Robert Siciliano Identity Theft Speaker discussing identity theft on the rise on Fox News