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Identification Security

What is Criminal Identity Theft?

…tic consequences. Here’s some ways to protect yourself from this dastardly form of identity theft: Shred all sensitive documents. This can prevent thieves from getting their hands on your personal information. Report missing identification cards. Most criminal identity thieves get your information from stealing your driver’s license or other personally identifiable information (PII) like Social Security numbers or Identification cards. If you…

The Sweet Sixteen Rule

…their birth certificate is in a safe place, like a locked file cabinet, safe or safety deposit box. Only give out your child’s personal info when necessary. Be particular who you share your child’s Social Security number or identification number with, and when in doubt, leave it blank. The little league coordinator does NOT need to have this information, and even places that you may think may need it like your doctor’s office, you should check…

Beware of Employees Who Lie About Their Identity

…, damage our standing in our community.” We are functioning in an environment in which humans have yet to be truly verified or authenticated. There are 7 billion people on the planet using thousands of various forms of identification, but with little security. In the United States, the Social Security number is, regrettably, a national ID that is available in file cabinets and databases everywhere, including for sale online. There are…

Social Media A Big Risk To Banks

…y technologies meant to prevent a user from downloading a virus or social engineering tricks like clicking an infected link and alert us to a phish email. This is where banks need to step it up and incorporate complex device identification. iovation, an Oregon-based security firm, goes a step further offering Device Reputation, which builds on complex device identification with real-time risk assessments, the history of fraud on groups of…

Banks Big And Small Targets of Cyber Gangs

…histicated methods of identifying devices and knowing their reputation (past and current behavior and other devices they are associated with) the moment they touch the banking website. The FFIEC has recognized complex device identification strategies as a viable solution that’s already proven strong at very large financial institutions. ReputationManager360 by iovation leads the charge with device reputation encompassing identification and…

Your Strong Password Isn’t so Strong

…advice. While you must do your part to manage effective passwords, banks are working in the background to add additional layers of security to protect you. For example, financial institutions are incorporating complex device identification, which looks at numerous characteristics of the online transaction including the device you are using to connect. iovation, an Oregon-based security firm, goes a step further offering Device Reputation, which…

How Your Smartphone Will Identify You Privately

…advice. While you must do your part to manage effective passwords, banks are working in the background to add additional layers of security to protect you. For example, financial institutions are incorporating complex device identification, which looks at numerous characteristics of the online transaction including the device you are using to connect. iovation, an Oregon-based security firm, goes a step further offering Device Reputation, which…

Banks Sues Client Over Wire Fraud

…histicated methods of identifying devices and knowing their reputation (past and current behavior and other devices they are associated with) the moment they touch the banking website. The FFIEC has recognized complex device identification strategies as a viable solution that’s already proven strong at very large financial institutions. ReputationManager360 by iovation leads the charge with device reputation encompassing identification and…

What is a mobile wallet?

…u carry in your pocket or purse will become obsolete. Technology is evolving in a way that will likely eliminate all our credit cards, store cards, and IDs. We will use our mobile devices as our primary means of commerce and identification. The technology behind mobile wallet combines near field communications (NFC) and applications. Depending on which is used, a user might need to wave their phone near a reader to make a payment or verify…

Like Mom Said, “Don’t Open the Door for Strangers”

…hing and showing fake credentials. BGE workers usually only require entry into a home for a gas or electric emergency, to check equipment, read meters or start or stop service. All BGE employees and contractors carry company identification badges showing their name, photograph and identification number.” People can easily pose as city officials, delivery or service people, or as someone whose car broke down and needs assistance. The moment you…

Europol: Credit Card Fraud Spells Low Risk and High Profits

…and enabling criminals to sell the data in bulk on tonline. In the US, the FFIEC updated the security requirements recommended for banks. One of the recommendations encourages financial institutions to employ complex device identification. Oregon-based security firm iovation goes a step further by offering device reputation technology, which builds on device identification by offering real-time risk assessments. The technology exposes any…

City Bank Account Hacked for 400K

…olely on any single control for authorizing high risk transactions, but rather institute a system of layered security, as described herein.” Enhanced device identification is also essential. The FFIEC suggests complex device identification. While complex device identification is more sophisticated than previous techniques, take one step instead of two and incorporate device reputation management. Robert Siciliano, personal security and identity…

What Differentiates EMV Cards?

…to steal data from credit cards as they are swiped in an ATM. EMV, or chip and PIN cards, on the other hand, are far more secure. These so-called “smart cards” contain embedded microchips and are authenticated using personal identification numbers, or PINs. When a customer uses a smart card to make a purchase, the card is placed into a terminal or a modified card reader, which accesses the card’s microchip and verifies the card’s authenticity….

One-Third of Banking Account Takeover Attempts Successful

…ion Multi-factor authentication Anomalous behavior detection This year, the FFIEC updated the security requirements recommended for banks. One of the recommendations encourages financial institutions to employ complex device identification. Oregon-based security firm iovation goes a step further offering device reputation technology, which builds on device identification by offering real-time risk assessments, exposing any history of fraud…

Ode to the Nigerian Scammer

…g you in the first place. On the business-side, banks, retailers, dating sites and social networks help prevent scams by identifying known scammers and spammers the moment they touch their website. By using iovation’s device identification service, ReputationManager 360, which shares the reputations of more than 975 million devices from all countries in the world, they not only know a device’s rap sheet (which could include online scam…

Dutch Hacker Extradited From Romania, Charged With Credit Card Fraud

…r fraud detection process is based on device intelligence—what that device is doing right now on the site, and what fraud or abuse that device has caused with other businesses, even in other geographies. The leader in device identification technology is iovation, and they offer a fraud prevention service that allows online businesses to create customized business rules for identifying potentially risky transactions, and those rules can be…

Federal Investigators Bust Credit Fraud Ring

…able the fraudster to log into the customer’s account and transfer funds to accounts controlled by the fraudster, usually through wire or ACH transactions.” The FFIEC recommends that financial institutions incorporate device identification into their layered security approach in order to thwart attacks like these, but smart financial institutions are going a step further by employing device reputation analysis approach. iovation, an Oregon-based…

Hiring Employees: How to Perform a Criminal Background Check

…isting of certain information taken from fingerprint submissions retained by the FBI in connection with arrests and, in some instances, federal employment, naturalization, or military service. The process of responding to an Identification Record request is generally known as a criminal background check. The FBI offers two methods for requesting your FBI Identification Record or proof that a record does not exist. Option 1: Submit your request…

How Does Your Bank Protect Your Data?

…ying customers as real people whose identities haven’t been stolen. This defense-in-depth approach is all about assessing risk throughout multiple points on an organization’s website. These layers of security include: Device identification: Complex device identification identifies the user’s PC, mobile, or tablet. The next evolution of security is device reputation management, incorporating geolocation, velocity, anomalies, proxy busting,…

5 FFIEC Compliance Tips For Banks

…the ability to employ a risk-based, ‘layered’ approach that the guidance is seeking.” To learn more, watch Experian and iovation’s webinar, titled Ensuring Optimal Efficacy and Balance with Out-of-Wallet Questions and Device Identification, dedicated to discussing the recent FFIEC guidance and taking a defense-in-depth approach to fraud prevention. Robert Siciliano, personal security and identity theft expert contributor to iovation, discusses…

Banking Security Guidelines Go Into Effect in January 2012

…most important is that a security program includes multiple layers of protection rather than relying on a single mechanism of defense. Using advanced device identification is also essential. The FFIEC suggests complex device identification, which is more advanced than previous techniques, and the leader in this space is iovation Inc. They take complex device identification much further by delivering to financial institutions, a reputation of the…

How Much Fraud On Record-Breaking Cyber Monday?

…ld also check credit and banking statements carefully, scrutinize each and every charge, and call their bank or credit card company immediately to refute any unauthorized transactions. Retailers should consider adding device identification technology to prevent more crime upfront before product ships and stolen credit cards are charged. This emerging technology examines the PC, smartphone, or tablet being used to conduct an online transaction in…

4 Tips to Prevent Auction Holiday Fraud

…those purchases are less than a dollar in value, that seller is still suspect. Online classified and auction websites can do more to protect legitimate buyers and sellers by identifying fraudsters faster with advanced device identification. iovation Inc.’s fraud prevention service is called ReputationManager 360 and incorporates device identification, device reputation analysis, and geolocation, velocity, and anomaly checks in its real-time risk…

Boosting Healthcare Security with Smart Cards

…questions addressed by the Smart Card Alliance is how a smart card-based healthcare ID can help patients. The answer, in part, is that this technology allows medical providers to authenticate patients’ identities. “Accurate identification of each person that receives healthcare” is “the cornerstone of quality medical care and good health systems management.” This benefits patients in several ways, including: “Decreases medical errors. Optimal…

Identity Theft Ring Targeted Banks

…is so great, especially as the use of credit cards and their vulnerability to identity theft have grown along with the Internet.” More financial institutions could protect their clients and themselves by incorporating device identification upfront in their fraud detection processes to keep scammers out, as the recent FFIEC guidelines suggest. Oregon-based iovation Inc. offers the world’s most advanced device identification service, which is…

Javelin Study Shows Increased Credit Card Fraud Risk

…rted within two days, or liability jumps to $500. One of the FFIEC’s recommendations for financial institutions involves using complex device identification. iovation, an Oregon-based security firm, offers an advanced device identification service that incorporates real-time risk assessments, the history of fraud on linked devices (such as chargebacks, identity theft and credit application fraud) and exposes fraudsters working together to steal…

Regulation E Protects Consumers, Not Businesses

…er to meet the Federal Financial Institutions Examination Council’s compliance guidelines by January of 2012, banks must implement multiple layers of security. Called out in the recent FFIEC guidance was using complex device identification and moving to out-of-wallet questions. Financial institutions and their clients aren’t only losing millions to fraud; they are losing millions more fighting each other. It makes more sense for banks to beef up…

Username and Passwords Are Facilitating Fraud

…er popular websites, just to see if the key fits. The quick and simple solution is to use a different username and password combination for each account. The long-term solution is for website operators to require multifactor identification, which may include an ever-changing password generated by a text message, or a unique biometric identification. Until that time, the three best tips to create an easy to remember but hard to guess string…

10 Things To Put In A Fire-Resistant Safe

…ation regarding investments, bank account numbers, stocks, bonds and coins should be protected. Wallet: Photocopy everything in your wallet front and back and put the copy and extra credit cards and cash should be protected. Identification: Birth certificates, passports, driver’s licenses, Social Security cards, insurance cards, and any other identifying documents should be protected. Titles: Deeds, boat, and automobile titles should be…

The FFIEC Wants You to Know…

…with your help and some hard work on our side, we can achieve our goal.” Great stuff. Nowadays, education on the “threatscape” is essential. Enhanced device identification is also essential. The FFIEC suggests complex device identification. While complex device identification is more sophisticated than previous techniques, take one step instead of two and incorporate device reputation management. This proven strategy not only has advanced…

Financial Institutions Can Protect Their Clients Using “Defense in Depth”

…nd technologies that exist today. The strategy strikes a balance between the protection capability and cost, performance, and operational considerations. The FFIEC recommends that financial institutions replace simple device identification with complex device identification, which most banks had already implemented long ago. Therefore, the next evolution of security is device reputation management, incorporating geolocation, velocity, anomalies,…

FFIEC Mandates “System Of Layered Security” to Combat Fraud

…to log into the customer’s account and transfer funds to accounts controlled by the fraudster, usually through wire or ACH transactions.” One of the FFIEC’s recommendations for financial institutions involves complex device identification. iovation, an Oregon-based security firm, goes a step further offering Device Reputation, which builds on complex device identification with real-time risk assessments, the history of fraud on groups of…

Why Complex Device Identification Isn’t Enough

…ight balance between fraud prevention, customer experience and cost.” You can listen to the FFIEC-related webinar presentation at: www.iovation.com/ffiec If you work in the information security industry, complex device identification is nothing new. While the FFIEC recommends complex identification, you should really be doing something more. The truly forward-thinking have already moved on and are successfully leveraging the benefits of…

llegal Alien Steals Identity, Becomes Cop

…der your name and, in most cases, ruin your credit history. You will not know someone has obtained a passport or driver’s license under your name until there is a problem, unless perhaps a red flag pops up when renewing your identification. But by then, whoever has obtained identification in your name will probably have run up unpaid credit card bills in your name, too. That’s where identity theft protection comes in. McAfee, the most trusted…

What The FFIEC Is Doing to Protect You and Your Bank

…histicated methods of identifying devices and knowing their reputation (past and current behavior and other devices they are associated with) the moment they touch the banking website. The FFIEC has recognized complex device identification strategies as a viable solution that’s already proven strong at very large financial institutions. ReputationManager360 by iovation leads the charge with device reputation encompassing identification and…

How to Reset Your Gmail Password After Being Hacked

…“Hi, Apologies, but I made a quick trip, to London,United Kingdom and got mugged, my bag, stolen from me with my passport and credit cards in it. The embassy is willing to help by authorizing me to fly without on a temporary identification, instead of a passport, I just have to pay for a ticket and settle Hotel bills. Unfortunately,I can’t have access to funds without my credit card, I’ve made contact with my bank but they need more time to come…

Scammers Spoof College Website

…ill. Diploma mills were born alongside legitimate, accredited online universities. Diploma mills issue degrees that can be used to fraudulently obtain employment, promotions, raises, or bonuses. They can also be used as fake identification, to gain employment under an invented name, impersonate a licensed professional, or use fake documents to obtain a genuine ID with fraudulent information. Diploma mills model themselves after accredited…

Lawmakers Push To Shield Last 4 Social Security Numbers

…onsecutively from 0001 through 9999. This numbering scheme was designed in 1936, before the existence of computers, primarily for the purpose of tracking Social Security benefits. It was not designed to be used as a national identification number, as it arguably is used today. And once a criminal gets your Social Security number, he has extensive access to your identity. To avoid becoming an identity theft victim, consider subscribing to an…

Software Makes Dumbphones Smart for Facebook

…e development team has embedded the software application into the SIM. This ensures the Facebook application is compatible with 100% of SIM-compliant mobile phones. From Wikipedia: “A subscriber identity module or subscriber identification module (SIM) on a removable SIM card securely stores the service-subscriber key (IMSI) used to identify a subscriber on mobile telephony devices (such as mobile phones and computers). The SIM card allows users…

Search Engine Doesn’t Need Kids SSN

…One way that online businesses can mitigate the issue would be to verify the reputation of the computer or smartphone being used to submit credit applications, rather than simply verifying the Social Security number or other identification information provided by credit applicants. By evaluating a device for criminal history or high risk while its connected to the online site, creditors can automatically detect and reject fraudulent…

23% of Online Fraud is “Friendly”

…sign affidavits and have them notarized. Online merchants need a better system. Device reputation offered by anti-fraud experts iovation, would be one step in the right direction. While a customer is placing an order, device identification technology recognizes and re-recognizes PCs, smartphones, or tablets used to access online businesses across the Internet. Then, device reputation technology determines whether or not device the being used has…

Scammer Guilty of $2.7 Million Online Auction Fraud

…incorporating device reputation management. One anti-fraud service getting lots of attention for delivering fast and effective results is ReputationManager 360 by iovation Inc. This software-as-a-service incorporates device identification, device reputation and real-time risk profiling. It is used by hundreds of online businesses to prevent fraud and abuse in real time by analyzing the computer, smartphone, or tablet connecting to their online…

When a Good Guy Steals Your Identity

…o you represent, you have a value to a criminal.” No kidding. Your Social Security number, which represents your total identity, is always valuable to a criminal. Because our system lacks full accountability when it comes to identification, anyone can use your data to pose as you. Until the day comes, if it ever does, that we are effectively identified and authenticated, we will always be vulnerable to imposter fraud and identity theft. Identity…

Social Security Numbers Easily Cracked

…ms. Social Security numbers can be found in unprotected file cabinets and databases in thousands of government offices, corporations, and educational institutions. The problem stems from that fact that our existing system of identification is seriously outdated. We rely on nine digits as a primary identifier, the key to the kingdom, despite the fact that our Social Security numbers have no physical relationship to who we actually are. This…

Mobile Phones Being Hacked and Cloned

Cloning occurs when hackers scan the airwaves to obtain SIM card information, electronic serial numbers and mobile identification numbers, and then using that data on other phones. Cloning can happen anywhere, anytime that you’re using your phone. The bad guy simply uses an interceptor, hardware, and software to make a phone exactly like yours. A few years ago, I was in San Diego on business. Two weeks later I received a call from my carrier…

Dealing With Daily Digital Surveillance

…life, filed and viewed by many. You must present these records in order to be admitted to a school, to be hired, or to be issued insurance. You get a Social Security number shortly after birth, which serves as your national identification. These nine numbers connect you to every financial, criminal and insurance record that makes up who you are and what you’ve done. Beyond that, it’s all just paperwork. But today, as reported by USA Today,…

Are Internet Cookies Good or Bad?

…sive and unique experiences with a shared reputation database, to identify and re-identify devices. I don’t see any physical harm or identity theft ever happening as a result of of this refined marketing or especially device identification, especially when it comes to techniques meant to watch your back and protect you. With privacy watchdogs addressing this kind of advertising as a major concern, and the Obama administration now stepping in, we…

Criminal Hackers Responsible For Most Data Breaches

…. (For more information, visit CounterIdentityTheft.com.) 3. Protect your PC. McAfee Total Protection software provides the most effective protection of the data stored on your computer against virus, online and network threats. Robert Siciliano is a McAfee consultant and identity theft expert. See him discuss the use of Social Security numbers as national identification on Fox News. (Disclosures)…

Online Credit Applications Ripe For Fraud

We currently rely on easily counterfeited identification, and we transmit credit card applications using the phone, fax, Internet, or snail mail, all of which are relatively anonymous methods. Fraudulent credit card applications are the most lucrative form of credit card fraud. Identity thieves love credit cards because they are the easiest accounts to open, and they allow thieves to quickly turn data into cash. Meanwhile, consumers don’t find…

Identity Theft Strikes Local Couple – Again

…or any number of reasons: running from the law, evading taxes, or an illegal immigrant seeking a job. The Social Security Number is currently as our national identification card – even though it’s not supposed to be used for identification. A 1998 NY Times article states: WASHINGTON— For many years, Social Security cards carried an admonition that they were to be used ”for Social Security and tax purposes — not for identification.” That…

What is New Account Fraud?

…it cards because they are the easiest accounts to open, and they can quickly be turned into cash. The availability of instant credit means instant identity theft. Identity thieves froth at the mouth when they obtain personal identification information and are in range of a major retailer. An identity theft protection service can help mitigate the risk of new account fraud by monitoring your credit for new account activity, as well as by…

Britain Scrapping National Identification Card

…and identity theft.” But the new administration immediately scrapped the initiative, introducing the Identity Documents Bill to Parliament in May, which provided for the cancellation of the UK National Identity Card and the Identification Card for EEA nationals, as well as the destruction of the National Identity Register. As a result, the National Identity Register and all personal information supplied with identity card applications will be…

Montana Town Sees Significant Rise in Identity Theft

…may have occurred earlier this year and that the charges are just starting to be made. The unauthorized purchases are common this time of year because it’s the holiday season and clerks are often too busy to check for proper identification, authorities said.” Walsh has been a victim of credit card fraud himself, with his debit card being used to run up about $900 in fraudulent charges at grocery stores, restaurants, and other businesses. This…

Personal Safety When Selling a Home

…enefits of this home! In a few minutes my friend Rocco will be along to assist me,” creating the illusion of the buddy system. ID and pre-qualify at your first meeting. When you are meeting at your property, get some form of identification. Also, it is to your benefit that a potential client buying a home is pre-qualified. Someone who is pre-qualified by a lender is less likely to be a predator. Safe open houses. Spend a few minutes considering…

How Much for a Fake I.D.?

…that have no physical connection to ourselves. Some documents contain pictures that may not look like us, especially if eye glasses, beards, hair coloring, hair growth, hair removal, or weight fluctuations are involved. Some identification documents don’t include a photo at all. This is not effective authentication. Worldwide, the system isn’t much more secure. All this makes it easier to steal your identity. Once the bad guy has a few bits of…

Spies Among Us

…used were prepaid mobile phones with no contract, which are often paid for with cash so the user can avoid detection. After a few uses they toss the phone and get a new number to avoid detection. And the availability of fake identification makes it so easy to pose as someone else. Do an online search for “fake ids” and you’ll be amazed to discover how easy it can be to obtain an ID or passport. Or how easy it can be for someone else to obtain an…

Identification Security

National Strategy for Online Identification

…blic for comment. The Department of Homeland Security has posted the draft at www.nstic.ideascale.com, and will be collecting comments from any interested members of the general public. Offline, there are currently dozens of identification technologies in play that go beyond the simplicity of Social Security numbers, birth certificates, drivers licenses, and passports These include smart cards, mobile phones, biometrics such as facial…

Travel Security and Identity Theft Scams

…gone. Identifying Documents When traveling, consider carrying your essential documents in a money belt, or one that hangs from a lanyard around your neck, hidden under your shirt. You should always carry photocopies of your identification, but they won’t do you any good if they’re stored in the same purse that was just snatched from your rental car. One smart option is to scan all your pertinent documents in full color and upload them to a…

Man lived under stolen identity for more than a decade

…have other recurring legal troubles. Either way, at some point, there is inevitably a mess that needs to be cleaned up. Some people spend hundreds of hours, thousands of dollars, and face years of aggravation. Our systems of identification rely on antiquated paper and plastic documents, often without photographs, coupled with ubiquitous numeric identifiers. Since the beginning and especially today, all forms of documentation are easily…

ATM Security Threats Increase

…a match it gives the criminal access to your account. #6 Automated PIN Changes; Criminals go through the banks telephone banking system to change the customers PIN. They may try to change the customers ANI (Automatic Number Identification) is a system utilized by telephone companies to identify the DN (Directory Number) of a caller. This might be accomplished via “Caller ID Spoofing”. They use publicly available data on the card holder such as…

Sex Offender Registry: Good or Bad?

…have required sex offenders to register with their local law enforcement agencies. However, information on the whereabouts of these sex offenders was not available to the public until the implementation of the Child Molester Identification Line in July 1995. The information available was further expanded by California’s Megan’s Law in 1996 (Chapter 908, Stats. of 1996). Since that time sex offender registries have popped up in every…

Old Credit Card Technology Facilitates Skimming Fraud

…ope and Latin America, are migrating to encrypted microprocessor chip and PIN technology for credit and debit payments. These new “smart cards” contain an embedded microchip and are authenticated using a personal identification number, or PIN. When a customer uses a smart card to make a purchase, the card is placed into a “PIN pad” terminal or a modified swipe-card reader, which accesses the card’s microchip and…

Introducing Robert Siciliano – Identity Theft Expert and McAfee Consultant

…ve witnessed the exploding growth of identity theft fueled by Internet access, the overuse and availability of Social Security numbers, the speed of technology outpacing that of security, and a fundamentally flawed system of identification. Personal security has evolved beyond smash and grabs in the physical world to criminal hackers and identity thieves in the virtual world. This new breed of criminal is savvy and technologically proficient,…

Published Articles

…daily.com/2010/05/07/robert-siciliano-why-debit-cards-are-a-nightmare/ http://www.mybloglog.com/buzz/community/robertsiciliano/ http://www.examiner.com/x-6458-Boston-Information-Security-Examiner~y2010m5d8-Why-We-Need-Secure-Identification http://www.open.salon.com/blog/mrrobertsiciliano/2010/05/10/top_10_jobs_for_criminal_hackers…

Replacing Stolen Passports and Credit Cards

…a copy of the police report. When traveling, consider carrying your essential documents in a money belt or one that hangs from a lanyard around your neck, hidden under your shirt. You should always carry photocopies of your identification, but they won’t do you any good if they’re stored in the same purse that was just snatched from your rental car. One smart option is to scan all your pertinent documents in full color and upload…

Burglary Deterred with DNA Technology

…ue DNA code. It is virtually impossible to remove and shows up under UV light. Experts say no two SmartWater systems have the same forensic code so every house or business can protect their property with their own individual identification .” How crazy is this: a spray system activated by intruders will immediately link the offender to the scene of the crime through a DNA code. When all the officials got together and alerted everyone, I’m sure…

Realty Safety and Security

…ge of. “Police have knocked on their door 50-plus times since the couple moved into their home in 2002, looking for suspects or witnesses in murder, robbery and rape cases, according to reports. The couple Why Complex Device Identification Isn’t Enough “Simple device identification” relies on cookies or IP addresses to confirm that a customer is logging in from the same PC that was used to create the account. The Financial Federal Institutions…

Nurse Security

…ge of. “Police have knocked on their door 50-plus times since the couple moved into their home in 2002, looking for suspects or witnesses in murder, robbery and rape cases, according to reports. The couple Why Complex Device Identification Isn’t Enough “Simple device identification” relies on cookies or IP addresses to confirm that a customer is logging in from the same PC that was used to create the account. The Financial Federal Institutions…

Grand Jury: TSA Employee Stole Identities

…ll face charges of conspiracy and aggravated identity theft. ” To steal the ID of a TSA worker gives one access to the airport then to luggage and more. There needs to be a tighter system that prevent this. We need effective identification that makes another’s identity useless to the thief. Invest in Intelius identity theft protection and prevention . Not all forms of identity theft can be prevented, but identity theft protection services can…

Why We Need Secure Identification

…ong the first to capture iris, fingerprint and facial biometrics for identification. Similar programs around the world use biometrics for voter registration and even financial transactions. Possible uses for the card include identification, driver licenses, collection of tolls, a travel card and an ATM card.” In India, they are in the process of creating the Unique Identification Authority to identify their 1.1 billion citizens. A uniform ID…

Why American’s Identities Are Easily Stolen

…nd Ed Markey and the rest of the grand standing politicians scream about privacy and security issues when they see an opportunity for publicity, but their follow through is less than satisfactory. We use easily counterfeited identification, Social Security numbers that are written on the sides of buses and we rely on the anonymity of the phone, fax, internet and snail mail as a means of application. In other countries they solve problems. They…

Home Security Tips When Selling Your House

…efits of this home! In a few minutes my friend Rocco will be along to assist me , ” creating the illusion of the buddy system. ID and pre-qualify at your first meeting. When you are meeting at your property, get some form of identification. Also, it is to your benefit that a potential client buying a home is pre-qualified. Someone who is pre-qualified by a lender is less likely to be a predator. Safe open houses. Spend a few minutes considering…

National Identity Card Focuses on US Workers & Immigrants

…mation, such as fingerprints, to tie the card to the worker. There are too many forms of identification floati ng around right now that lack standards an d overall security. The Social Security card is currently our national identification card that’s not supposed to be used for identification. From a NY Times article from 1998 it states: WASHINGTON — FOR many years, Social Security cards carried an admonition that they were to be used…

Watch Out For Caller ID Spoofing

…Post reported t he “ Truth in Caller ID Act of 2007 ” would make it “unlawful for any person within the United States, in connection with any telecommunications service or VOIP service, to cause any caller identification service to transmit misleading or inaccurate caller identification information with the intent to defraud or cause harm.” Caller ID Spoofing is often sold as a tool for law enforcement to disguise them…

The $10,000 Fake ID

…n front of numerous technologies that look for tampering? That’s where the $10,000 fake ID comes in. In New York, authorities busted an identity theft ring and charged 22 people with selling driver’s licenses and other identification documents. Among those implicated in the ring are two New York State Department of Motor Vehicles employees, who are believed to have earned over a $1 million dollars issuing more than 200 licenses and other…

Biometrics: To Be or Not to Be?

…But it comes as no surprise that Newy is back to its shenanigans again and acting out of concerns for residents’ privacy. The New Hampshire Legislature is considering a bill that would ban the use of biometrics data in identification cards. “Acting out” being the operative term. Or are they rightfully concerned? As noted in SC, “The bill would prohibit biometrics data, including fingerprints, retinal scans and DNA, from being used in state…

Assassin or Identity Theft Victims?

…ers that aren’t physically associated with us. Pictures are attached to some documents that may not look like us. Especially if there are eye glasses involved, beards, hair coloring or hair removal, weight gain or loss. Some identification documents are absent of a photo. This is not effective authentication. World wide, the system isn’t much more secure. This is criminal identity theft waiting to happen. At least protect your financial…

Impostor Poses as Secret Service Agent and Police Officer

…is is why a credit freeze and an identity theft protection service are essential. Because identity theft will flourish until we are properly identified and systems are in place that point towards effective authentication and identification which leads to accountability. Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In most cases, it…

Pair Accused Of Stealing TSA Workers Identities

…h a fake ID, a terrorist can do the same with a stolen TSA ID. To steal the ID of a TSA worker gives one access to the airport then to luggage and more. There needs to be a tighter system that prevent this. We need effective identification that makes another’s identity useless to the thief. Get a credit freeze. Go to ConsumersUnion.org and follow the steps for your particular state. This is an absolutely necessary tool to secure your credit. In…

Police, DA Investigators Conduct Fake ID Sting

…has languished due to opposition from several states. Real ID supporters say it will not only deter terrorism but also reduce identity theft, curb illegal immigration and reduce underage drinking, all by making the nation’s identification-of-choice more secure. Homeland Security Secretary Janet Napolitano is proposing the repeal of the Real ID Act. However “The May 10, 2011, deadline for full compliance remains in effect, and the…

Identity Theft 2010 Top 10 Predictions

…t crimes and the number of victims over the next two years unless significant changes are made in information security. Our most important asset is our identity. And we are functioning under a completely antiquated system of identification with wide open credit and few safeguards to protect the consumer. When state governments agree with federal agencies on effective identification and industry comes together, not to profit from the problem but…

Identity Theft Myths Part 1of3 During PYIW

…ng to resolve. For example, with medical identity theft, personal medical records are used to access medical treatment or drugs, or to make false insurance claims. With criminal identity theft, a person uses faulty or stolen identification to avoid prosecution by law enforcement. Medical identity theft: http://www.worldprivacyforum.org/pdf/wpf_medicalidtheft2006.pdf Criminal identity theft: http://www.privacyrights.org/fs/fs17g-CrimIdTheft.htm…

Will a National ID Card Prevent Identity Theft?

…anguished due to opposition from several states. Real ID supporters say it will not only deter terrorism but also reduce identity theft, curb illegal immigration and reduce underage drinking, all by making the nation’s identification-of-choice more secure. Homeland Security Secretary Janet Napolitano is proposing the repeal of the Real ID Act. The Real ID Act has many provisions that are forms of identity proofing along with the potential…

Scammers Targeting Craigslist Users

…he crooks spend about a hundred dollars on a junk car and get a title. Then they steal a similar car and advertise it for sale on Craigslist. This is a form of auto identity theft too. They then take the VIN plate or vehicle identification number plate out of the junk car and put it inside the stolen car. Meanwhile Fox News also reports adoptive parents are being scammed on Craigslist . A mother from Massachusetts was horrified when she saw an…

ATM Fraud Increases Identity Theft Risk

…a match it gives the criminal access to your account. #6 Automated PIN Changes; Criminals go through the banks telephone banking system to change the customers PIN. They may try to change the customers ANI (Automatic Number Identification) is a system utilized by telephone companies to identify the DN (Directory Number) of a caller. This might be accomplished via “Caller ID Spoofing”. They use publicly available data on the card holder such as…

Social Security Numbers Cracked, Creates Identity Theft Risk

…okens, cards, IP addresses, behavioral based trend data and credit cards are often used for verification. These usually fall into the realm of something you have or something youknow. Authorize – Once the user has passed the identification test and authenticated their identity, they can make a purchase or have some other action approved. Merchants would love to have a customer’s authenticated signature to indicate his or her approval of a credit…

Identity Theft Expert; Fake IDs are as easy as 1,2,3

…asy it can be for someone else to obtain an ID that will allow him or her to pose as you. Some websites peddle poor quality cards, others offer excellent quality, and many websites are simply scams. The fact is, our existing identification systems are insufficiently secure, and our identifying documents are easily copied. Anyone with a computer, scanner and printer can recreate an ID. Outdated systems exasperate the problem by making it too easy…

Requests For Social Security Numbers Leads to Identity Theft

…of their customers, they establish a degree of accountability. Otherwise, anyone could pose as anyone else without consequence. So where does this leave us? I have previously discussed “Identity Proofing,” and how flawed our identification systems are, and how we might be able to tighten up the system. But we have a long way to go before we are all securely and effectively identified. So, in the meantime, we have to play with the cards we are…

Your identity is an illusion

…line to be identified. Security Management reports that as of this month, all workers and mariners attempting to access secure maritime and port areas nationwide will have to flash a government-approved Transportation Worker Identification Credential (TWIC), biometric identification card before entry. As expected, the system is riddled with problems and complaints. HSPD-12, or Homeland Security Presidential Directive 12, set universal…

Identity Theft Expert and Laptop Computer Security: CTO of MyLaptopGPS Explains Why Internet-based GPS is Best for Laptop Tracking

…again, silently and from a remote location. 5) Tracing: MyLaptopGPS’ offers SafeTags™, police-traceable property tags designed to secure iPods™, cell phones, BlackBerry™ devices and other mobile computing property. 6) Identification: MyLaptopGPS’ SafeRegistry™ facilitates the inventorying of entire fleets of mobile computing devices. “Laptop computer security is inexpensive, but a stolen laptop can cost a fortune,” said…

Bankers Warned; Massive Credit Card Processor Breached

…highlights below According to VISA officials, the breach affected all card brands. Evidence indicates that the account number, PAN and expiration dates were stolen. No cardholder Social Security numbers, unencrypted personal identification numbers (PIN), addresses or telephone numbers or other personal information were involved in the breach. An increase in card-not-present fraud suggests some BIN number have been targeted by criminals. VISA…

Identity Theft Expert; "Robby, Do I have a Paypal Account?" Back to Basics

…________________ DOC2 FORM W-4100B2 (US Tax Recertification) Request for Recertification of Foreign Status W-4100B2 Certificate of Foreign Status of Beneficial Owner (Substitute form) For United States Tax Withholding Part I Identification of Beneficial Owner (JAN-APRIL. 2009) 1. Name of individual or organization that is the beneficial owner 2. Sex: □ male □ female 3. Type of beneficial owner □ Individual □ Corporation □ Complex Trust □ Simple…

Identity Theft Speaker Expert; Chertoff: Control of identity critical in 21st century

…ic here www.IDTheftSecurity.com I encourage you to steal it from my homepage and post it everywhere. We are functioning in an environment in which we have yet to be identified or authenticated. There are hundreds of forms of identification in circulation with little security, the social security number is a national ID available everywhere see here, there are thousands of variations of the birth certificate, there are kids on college campuses…

Identity Theft Protection Expert and One You Security: Year-Over-Year Spike in Data Breaches Will Prompt Consumers to Protect Their Own Financial Identities

…t in the business sector. Furthermore, since 2006 the number of data breaches has increased in the health and medical sector by 15 percent and in the banking, financial and credit sector by 25 percent. “Given the entire identification system’s reliance on Social Security numbers,” said Chris Harris, president and CEO of One You Security, “the most practical approach by far is to make those digits functionally useless to the…

Identity Theft Expert and MyLaptopGPS: Stolen Laptop Computers Again Place Hundreds of Thousands of Unique Data Records in Peril

…iversity employees past and present. The laptop contained “names, birth dates, Social Security numbers, business titles, work and home phone numbers, home addresses, salaries, and Stanford e-mail addresses and employee identification numbers” of employees hired before Sept. 28, 2007. On June 4, the Winnipeg Free Press reported that a laptop computer belonging to Agriculture and Agri-Food Canada (a government agency) and containing…

Identity Theft Expert and Speaker on Personal Security: News Media Chronicles Robert Siciliano’s Disagreement with Policymakers on REAL ID Act

…01,” he has discussed data security and consumer protection on CNBC, on NBC’s “Today Show,” on FOX News, and elsewhere. “Policymakers who resist efforts to synchronize the nation’s methods of identification through a national ID help neither those who want privacy nor those who want greater security,” said Siciliano. “They instead pander, wittingly or not, to voters who fail to understand that privacy…

Identity Theft Expert and Speaker on Personal Security Points to Increasingly Brazen Laptop Thefts as Reason for Firms to Rethink Mobile Computer Security

…e University were at risk of identity theft; a laptop computer stolen from an admissions recruiter’s car contained their names, addresses, telephone numbers, dates of birth, email addresses, academic information, and student identification numbers. According to an Oct. 29th report from “KGMB9 News,” a laptop belonging to the U.S. Postal Service and stolen in August contained confidential data on nearly 3,000 postal employees in Oahu, Hawaii. The…

Identity Theft: New Technologies Can End the Use of Social Security Numbers as Universal Identifiers—Identity Theft Expert and Speaker on Personal Security

…olicy Committee of the Association for Computing Machinery, proposed policies that would combine business procedures and information technology to help protect SSNs and reduce the nation’s reliance on them for personal identification. She urged banks, credit agencies, and government agencies to require strong proof of identity, such as passports, military IDs, or licenses with a photograph to verify personal identity. “Technology has…

Identity Theft: Data Breaches Throw Electronic-Payment Security and Customer Loyalty into Question—Identity Theft Expert and Speaker on Personal Security

…merchants’ prospects are no better, and perhaps worse. “I can’t tell you how many times I’ve gone through a large store’s checkout line, used a credit card, and never been asked for accompanying identification,” said Siciliano. “This is a simple employee training issue. Cash register attendants must verify the signature and identity of every customer who buys with a credit or debit card.”…

 

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