Second Hand and Discarded Devices Lead to Identity Theft
A new study was just released by the National Association for Information Destruction. What did it find? Astonishingly, about 40% of all digital devices that are found on the second-hand market had personal information left on them. These include tablets,
How long does Information stay on Credit Reports?
If you are concerned how long any negative information will remain on your credit report, it takes seven years from the Date of the Last Activity (DLA) before the item is deleted from your records (and seven to 10 years
My EMV for a Week Challenge is DONE!
This week I worked with Gemalto, as part of Gemalto’s #ChipAwayAtFraud campaign. I was tasked with using my “chip” card when making a bunch of every day purchases like getting coffee and shopping. Gemalto, one of the world’s leaders in
How to build up or rebuild your Credit
After taking all the necessary steps to Fixing a Credit Report after being hacked, it is then tome to rebuild your credit. Bad credit is bad credit no matter how it happens. No matter how responsible you are with your
Should You Use Near-Field Communications?
Have you ever wondered what kind of superpower you’d have? I’ve always wanted to send messages and ideas with my mind to others. My dream can sort of come true with near-field communications (NFC). You’ve might not have heard of NFC,
Card Company’s boosting Payment Security with Mobile
Whoever thought that one day, paying with green paper would be viewed as primitive as a horse and buggy? We seem to be getting closer to that time, especially since the security of making payments via smartphone is always being
Chip and PIN, will It save Us?
Many Americans, says a recent survey by Gallup, worry about a data breach connected to the use of their credit cards. Interestingly, many people use a credit card for everything under the sun: even just a soda and bag of
Chip and PIN vs. Chip and Signature Cards
The planet’s most powerful nation is sure backwards when it comes to the payment card industry: Why has America been using 1970s technology as of the posting date of this article? That magnetic strip on credit and debit cards has
21 ways to Prepare your Credit Cards for Overseas Travel
Imagine being overseas, and in the process of using your credit card to make a purchase—and it’s declined—and you have no currency or checkbook. Nightmare. The decline could be to prevent fraudulent use; perhaps it was recently reported lost, but then
Credit Card Fraud booming
Online credit card fraud is flourishing, according to the U.S. Retail Fraud Survey 2014. One of the reasons is because online sales are ever on the increase, currently accounting for 6 percent of total sales, says the report, the most
Credit Card Fraud Security Bleak
The U.S. is no Superpower when it comes to card payments: the card hacking headquarters of the world. Don’t count on credit card fraud going away too soon. After all, Americans practically sleep, eat and breathe credit card use. And it’s
Credit Card Theft increasing for Banks and Retailers
2013 was the year of 740 million records involving data breaches. And that number may be erring quite on the conservative side, according to the Online Trust Alliance. The records come from a list on the Privacy Rights Clearinghouse Chronology Data
10 Credit Score Truths and Myths
If your personal information gets compromised, a thief will open up financial accounts in your name. However, they will not pay the bills, and this will ruin your credit. Whether bad credit results from the legitimate credit holder’s irresponsibility or from
Older Technologies Facilitate Credit Card Fraud
America the Superpower is also the super choice for criminals wanting to steal credit card information. Security experts warn that this problem will get worse before it improves. That ancient technology of the magnetic strip on the back of credit and
EMV Will Help Retailers Prevent Credit Card Fraud
EMV, which stands for Europay, MasterCard, and Visa, refers to the chip and PIN credit card technology commonly used in Europe and elsewhere around the world. Credit cards that incorporate an embedded microprocessor chip are far more secure than any