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College bound kids: protect your identity

The good old days were when today’s college kids’ parents lugged their typewriters into their dorm room, and they communicated to people via the phone on their room’s wall. Their biggest worry was someone stealing their popcorn maker. Nowadays, college kids need to beware of remote invasions by thieves.

http://www.dreamstime.com/stock-photos-identity-theft-red-words-binary-code-computer-monitor-image39907813Major educational institutions have reported numerous data breaches; they come from criminals but also result from professors being careless with laptops and students on open WiFi.

Why are colleges hotspots for hackers? There’s all sorts of users on insecure networks, not to mention a wealth of data. So it’s no longer just warning your kids not to walk the campus alone at night or to stay away from drugs and alcohol.

Students can have a tendency to reuse the same password—anything to make college life less hectic. All accounts should have a different password. And don’t use a password like GoSpartans. Make it nonsensical and full of different characters.

Social engineering. College kids can be easily tricked into making the wrong clicks. A malicious e-mail can pose, for instance, as something from the university. The student gets suckered into clicking on a link that then downloads the computer with malware. A student may be tricked into clicking on a “video link” to view something hot, only to instead download a virus.

Students should look for signs of a scam like bad grammar and spelling in the “official notice” and other suspicious things. Though it’s of utmost importance to have antivirus and antimalware, these won’t stop a thief from using the student’s credit card number after the student is tricked into giving it on a phony website.

College kids also have a tendency to go nuts on social media, posting continuous updates of their day-to-day actions. If the student’s Facebook page is chockfull of personal information, a crook who has the student’s e-mail address could use this information to figure out the student’s answer to security questions and then gain entry to their accounts. This is why two-factor authentication is so important. The thief can’t possibly bust into an account if they need a special one time PIN code with the password usually delivered via a text on their mobile.

Unprotected Wi-Fi. Not all campuses provide secure Wi-Fi, and the presence of antivirus, antiphishing, antispyware and firewalls don’t guarantee all levels of protection. To play it safe, students should never visit bank account sites, insurance carrier sites and other such sites while using public Wi-Fi. Better yet install Hotspot Shield to lock down and encrypt any unsecured WiFi.

Connection salad. Campuses are full of all sorts of connected devices, from phones and tablets to nutrition trackers and other gadgets. Everyone has a device, creating a hodgepodge of connections that puts students and everyone else on campus at risk for a data breach. These Internet of Things devices need their latest software updates and firmware updates. Keep them safe from physical theft too. Shut them off when not in use.

Password protect devices: We lose stuff and stuff gets stolen. While it is certainly more convenient to not password protect a mobile, laptop or tablet, it is also an identity waiting to be stolen. Everything needs a password and don’t share that password with anyone but parents. Because when you are sleeping some night, a drunk college dormate will come log in and start posing as you on social posting disparaging stuff that will last forever.

Robert Siciliano is an Identity Theft Expert to Hotspot Shield. He is the author of 99 Things You Wish You Knew Before Your Identity Was Stolen See him discussing internet and wireless security on Good Morning America. Disclosures.

Beware These College-Related Scams

The last group of college students has headed off to school for another semester of dorm rooms, late-night library sessions, and the occasional college party. For many students, college is the first time they’ve lived away from home. They are young, open to new things, and sometimes, naïve. These traits make them prime targets for scams.

9DHere are some of the most popular college scams:

  • Fake College Websites
    Here’s how this works. Scammers copy a college’s website but use a fictitious name on the site (in essence creating a spoofed site). They use this site to collect application fees and gather personal information. They even go so far as to send out rejection letters to applicants to try and “maintain” their credibility. But all this application will get you is financial loss and the potential to be victim for future phishing scams.
  • Diploma Mills
    These are unaccredited colleges or universities that provide illegal degrees and diplomas for money. Many spoofed college websites are also used as diploma mills. Though some diploma mills may require students to buy books, do homework and even take tests, the student will be passed no matter what. In some cases, users get a diploma simply by purchasing it. In any case, you’re out of money and have no valid diploma.
  • Fake Scholarships
    Let’s face it. College is not cheap. Therefore, many students look for scholarships to help ease the financial cost. Scammers profit on this need by creating fake scholarships, which require you to submit a fee when applying for the money. You never see a dime and you’ve lost that application fee as well as given up some of your personal info.
  • Wi-Fi Scams
    Computers are an essential part of the college experience and wi-fi connectivity is a necessity. So while you may not want to pay or can’t afford to pay for wi-fi connectivity, you need to be careful when using free wi-fi as hackers can easily intercept your communications.

So while college is a time to learn and experience new things, you also want to avoid getting scammed. So here’s some tips on how to make sure you don’t get taken by one of these scams:

  • To protect yourself, develop the habit of not giving personal information to strangers and double check the authenticity of the organization.
  • Before sending in any online application, double check the accreditation for any college or university. In the United States, you can do that on the Department of Education site.
  • Verify that a scholarship is valid, by checking with an organization like FinAid.org.
  • Avoid doing any sensitive transactions like shopping or banking when using free wi-fi connections.

Yes, there are plenty of scams out there. But with common sense and a willingness to double-check, students can avoid being lured in.

Have a great school year!

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Robert Siciliano is an Online Security Expert to McAfee. He is the author of 99 Things You Wish You Knew Before Your Mobile was Hacked!  Disclosures.