Sponsor Robert Siciliano as he runs the Boston Marathon for Miles for Miracles, Children's Hospital Boston
ROBERT SICILIANO is fiercely committed to informing, educating, and empowering Americans so they can be protected from violence and crime in the physical and virtual worlds.

FREE EBOOK

Check here if you're human

Sponsors

6 Tips for Cyber Monday

0
Pin It

Bad guys know perfectly well that when the online bargains begin after Thanksgiving, specifically, on the Monday after Thanksgiving, you will be providing your credit card number to retailers all over the world.

1. Go big. Do your online business with major retailers, or those you already know, like, and trust. The chances of a major online retailer stiffing you, or of their database being compromised, are slimmer than those of an unknown.

2. Do your homework. If you search for a particular product and wind up at an unfamiliar website, do some research on the retailer before putting down your credit card number. Search for the company’s name and web address to see if there have been complaints.

3. Don’t give out more personal data than necessary. Many retailers require your name, address, phone number, and credit card information. This is normal. But if you are asked for anything beyond that, like bank account numbers or your Social Security number, run hard and fast.

4. Vary your passwords. Often, online retailers will ask you to register with their website when you make your first purchase. Never register using the same password you’ve already used for another website. Otherwise, if one website is hacked, your password could be used to infiltrate your other accounts.

5. Use HTTPS sites. Websites that have a secure checkout process, with “https://” in the web address (as opposed to “http://”) are safer.

6. Print out and save online receipts. Keeping track of what you bought, where, and for how much can become confusing when making multiple purchases online. You need to pay close attention to your purchases in order to reconcile your credit card statements.

Smart retailers are already protecting consumers behind the scenes by implementing multiple layers of fraud protection. One very effective fraud detection technology is the use of device identification and device reputation to alert businesses to known fraudsters on their site. iovation Inc. provides this service, taking it another level to analyzing the device’s reputation by assessing risk on each transaction.

“The most reputable online sites all ramp up their security processes during the holidays,” says Molly O’Hearn, iovation’s VP of Operations & Co-founder. “This is a very good thing for online consumers because this is the time of year that your identity and credit card information is most at risk.”

Whether you are buying electronics as gifts this holiday season, or sports and entertainment tickets for friends and family, iovation is working hard in the background of these sites to keep the bad guys out so you can have a safe and fun experience.

Robert Siciliano, personal security and identity theft expert contributor to iovation, discusses credit card fraud on NBC Boston. Disclosures

About the Author
ROBERT SICILIANO, CEO of IDTheftSecurity.com is fiercely committed to informing, educating, and empowering Americans so they can be protected from violence and crime in the physical and virtual worlds. His "tell it like it is" style is sought after by major media outlets, executives in the C-Suite of leading corporations, meeting planners, and community leaders to get the straight talk they need to stay safe in a world in which physical and virtual crime is commonplace. Siciliano is accessible, real, professional, and ready to weigh in and comment at a moment's notice on breaking news.

Similar Posts

  • How do I shop with my mobile securely?
    To stay safe while mobile shopping: Go big. Do your online business with major retailers, or those you already know, like, and trust. The chances of a major online retailer stiffing you, or of their database being compromised, are slimmer than those of an unknown. Do your homework. If you search for a particular product and wind
  • How Much Fraud On Record-Breaking Cyber Monday?
    The Washington Post reports that this holiday season, Cyber Monday expanded into an entire week of record-breaking online shopping. From Sunday, November 27 through Saturday, December 3, consumers spent nearly $6 billion over the Internet, a 15% increase over the same week in 2010. During the first 32 days of the November-December holiday season, online
  • The Evolution of Holiday Thievery
    Black Friday, the day after Thanksgiving, kicks off the holiday shopping season. Retailers advertise Black Friday bargains in order to lure you through their doors. As far back as I can remember, police have been warning of thieves who target cars in parking lots, smashing windows to steal shopping bags left in plain sight. Then, we’d
  • Online Credit Applications Ripe For Fraud
    We currently rely on easily counterfeited identification, and we transmit credit card applications using the phone, fax, Internet, or snail mail, all of which are relatively anonymous methods. Fraudulent credit card applications are the most lucrative form of credit card fraud. Identity thieves love credit cards because they are the easiest accounts to open, and they
  • Security Expert’s Credit Card Hacked
    An excellent way to improve one’s level of security intelligence is to follow the writings of Robert X. Cringley, one of my favorite technology know-it-alls. Anyway, Cringley’s credit card was recently hacked. And if his card can be hacked, anyone’s can. Like many cardholders, Cringley received a notification from his credit card company’s fraud department, informing

Leave a Comment

You must be logged in to post a comment.

Xtreme School

Featured in

Anderson Cooper John Stossel Robert Siciliano Featured in
Browse by Month

Browse by Category