Sponsor Robert Siciliano as he runs the Boston Marathon for Miles for Miracles, Children's Hospital Boston
ROBERT SICILIANO is fiercely committed to informing, educating, and empowering Americans so they can be protected from violence and crime in the physical and virtual worlds.

FREE EBOOK

Check here if you're human

Sponsors

Your Online Bank Account'; Criminal Hackers Hacking It

0
Pin It

Robert Siciliano Identity Theft Speaker Expert

Why hack your online bank? Because thats where the money is!

White Hat Hackers (good guys) probably never anticipated whats happening. There are more viruses out there than ever. Black Hat Hackers (bad guys) are in full force. Back in the year 2000 some have said the white hats were about a year ahead of the black hats in technology. Meaning it would take about a year for the bad guys to crack the white hats stuff.

Others research shows by 2004 the black hats were about 2 weeks behind the white hats. Here we are in 2009. In many cases the black hats are years ahead of the white hats. The good guys are losing. Badly.

Many of the new viruses sit on your hard drive dormant, waiting to be “woken up” when they are signaled. Many of these Trojans are designed to sniff out when you are banking online. They sit and wait, then stike when you log on.

Consider that in our own bodies we already have numerous viruses that come alive when our immune system is down or when its woken up by coming on contact with another. Your PC is no different, there’s often something lurking in there. We get viruses on our PC simply by visiting a website, clicking on a link or downloading a program we think is clean, and many many more ways.

Studies show the amount of viruses quadrupled from over 15,000 in 2007 to almost 60,000 in 2008. The problem is the technology of the criminal hacker has evolved and is further evolving faster than the white hats. This means you have to be on your game. Don’t let your guard down and stay informed.

Basic stuff, again – basic;

Run Windows Update; Or it may be called “Microsoft Update” on your PC. This is a free update to your operating system that Microsoft provides. There are two ways to access this. Either click “Start” then “All Programs”, scroll up the menu and look for the link “Windows Update or Microsoft Update”. Click on it. Your browser (Internet Explorer) by default will launch taking you right to Microsoft’s Windows Update web page and will begin the process of looking at your PC and checking to see what security patches you don’t have. Follow the prompts and click “Express” and let it lead you in the direction it wants. The goal here’s for XP is to end up with “Service Pack 3” installed. Or go to “Control Panel” and seek out “Security Center”. And click “Turn on Automatic Updates” and let Microsoft do this automatically. In Vista the process is similar and your goal is “Service Pack 1”

Install Anti-Virus; Most PCs come with bundled anti-virus that runs for free for 6 months to a year. Then you just re-up the license. If you don’t, then every day that the anti-virus isn’t updated, is another opportunity for criminal hackers to turn your PC into a Zombie that allows your computer to be a Slave sending out more viruses to other PCs and turning your PC into a Spambot selling Viagra. You can also install a different anti-virus program for a fee or free. McAfee is great, Symantec is loosening their grip on the “bloatware” and getting better. Avast is free and good, but free scares me. Free means you have to manually scan your PC and most people don’t do manual very well. Theres also a paid version.

Install Spyware Removal Software; Most anti-virus providers define spyware as a virus now. However it is best to run a spyware removal program monthly to make sure your PC is rid of software that may allow a criminal hacker to remotely monitor you’re keystrokes, websites visited and the data on your PC. I like Lavasofts Ad-Aware Free www.lavasoft.com. There are plenty of good ones.

Run Firefox or Chrome; Microsofts Internet Explorer is clunky and the most hacked software on the planet. Mozillas Firefox is less hacked and more secure. The jury is still out on Googles Chrome browser, but it’s sweet! Maintain the default settings keep the pop-up blockers and phishing filters on.

Secure Your Wireless; If you are running an unsecured wireless connection at home or the office, anyone can jump on your network from 300-500 feet away and access your files. Serious. The router has instruction on how to set up WEP or WPA security. WPA is more secure. If this is a foreign language to you, then hire someone or get your 15 year old to do it.

Install a Firewall; Microsoft’s operating system comes with a built in firewall. But it is not very secure. Go with a 3rd party firewall that is prepackaged with anti-virus software.

Use Strong Passwords; Little yellow stickys on your monitor with your passwords isn’t good. Use upper case, lower case, alpha-numeric passwords that you change up every 6 Months.

PLEASE, you other security dudes or dudets, chime in. We need your guidance too.

Robert Siciliano Identity Theft Expert discussing online banking Here

About the Author
ROBERT SICILIANO, CEO of IDTheftSecurity.com is fiercely committed to informing, educating, and empowering Americans so they can be protected from violence and crime in the physical and virtual worlds. His "tell it like it is" style is sought after by major media outlets, executives in the C-Suite of leading corporations, meeting planners, and community leaders to get the straight talk they need to stay safe in a world in which physical and virtual crime is commonplace. Siciliano is accessible, real, professional, and ready to weigh in and comment at a moment's notice on breaking news.

Similar Posts

  • Couples Online Bank Account Hacked Leads to Identity Theft
    Robert Siciliano Identity Theft Expert In 2007, a U.S. couple fell victim to identity theft when a criminal accessed their online bank account and stole $26,500 from a home equity credit line. The money was transferred to an Austrian bank that refused to return the funds to Citizens Financial Bank. So Citizens Financial informed the couple
  • Most People Don’t Understand Cyber Threats
    Robert Siciliano Identity Theft Expert Michael Chertoff, who ran the Department of Homeland Security from 2005 to 2009, says there’s a reason that computer security isn’t up to the threat posed by cyber criminals: Doing it right is too complicated for most people. “You have to offer people solutions that they are comfortable with,” he said. Cybercrime
  • Are You Protected From Zeus?
    In Greek mythology, Zeus is the father of all gods and men. Today in the tech world, Zeus is the father of all computer viruses. The Zeus Trojan virus, which has been around since 2007, has been described as one of the most powerful, sophisticated, and evasive viruses ever. Many antivirus programs have had difficulty
  • 7 Types of Hacker Motivations
    There are good and bad hackers. Here is a window into what they do and why: White Hat Hackers: These are the good guys, computer security experts who specialize in penetration testing and other methodologies to ensure that a company’s information systems are secure. These IT security professionals rely on a constantly evolving arsenal of technology
  • What is a Hacker?
    You probably think you know what a “hacker” is, but the images portrayed in the media can be misleading. You may be thinking of a geeky-looking guy who causes peoples’ computers to get infected with viruses or cracks passwords to raid the accounts of big business. This is one kind of hacker, but in a

Leave a Comment

You must be logged in to post a comment.

Xtreme School

Featured in

Anderson Cooper John Stossel Robert Siciliano Featured in
Browse by Month

Browse by Category